Firstly why Saint-Cloud, Minnesota?

I’ll start with some quick stats and an overview:

• City: Saint-Cloud
• State: Minnesota
• Population: 67,241 people
• Saint-Cloud’s quick summary would be famous for its scenic rivers and strong arts community this vibrant city is perfect for those who appreciate culture and nature.

Some people I know rave about this place, others say it’s on the upswing or going through changes. Check out these migration details:

• How many people move-in: 1,600 annually
• While this many move-out: 441 annually
• Net Migration: 1159 more people in (net) annual change
• Non-Citizen Move-in: 980
• Number of Homeless people: 210

You might wonder why people choose to move here, I’d say generally because it features a small-town feel with access to outdoor activities attracting families

Perk #1: Saint-Cloud Demographic Mix & Lifestyle

• The percentage of Residents Age 30–50 is about 32%
• Percentage of Home Ownership is hovering around 69%
• Largest Local Ethnic Group is White
• The 2nd Largest Ethnic Group is mostly White
• The median income is (and growing)  $72,390
• Income Required to Live Comfortably in Saint-Cloud is $78,000
• Average Extra Spending Money after paying bills yearly is approx. $5610 in positive cash flow

This and any cities local population can be a real melting pot—or sometimes it’s more homogeneous, depending on the area. Ask yourself: would you enjoy a bustling community with diverse backgrounds, or do you prefer a quieter, tight-knit vibe?

Perk #2: Housing & Saint-Cloud’s Cost of Living

• Cost of Living Index: 105 (100 is the US average)
• Annual Property Tax Per House: $2,300
• Property Tax %: 1.42%
• Rent for an average 2BD Apartment: $1,400
• Rent for an average house: $2,000
• Popular and Expensive Neighborhood: Saint Cloud
• Top 5 Growing Areas: Saint-Cloud, Sartell, St. Joseph, and probably could include Waite Park
• Avg. Age of Homes in Saint-Cloud: 37 years
• The Percentage of Realtors per 100 people here: 1.2%

If the cost-of-living index is low, you might find a place without selling your kidney. If it’s high, well, you’ll need to budget carefully. Some income earners thrive in pricey markets, others prefer less financially stressful areas.

Perk #3: Job Market & Saint-Cloud’s Economy

• 3 Industries gaining traction in Saint-Cloud are  Healthcare, Retail, and Education
• Saint-Cloud Job Scene: moderate job market focused on education and healthcare
• The General Tech Scene: growing tech presence centered on education and health technology , ,
• Saint-Cloud Resident’s pay $1,600 in City Tax alone!
• Local Sales Tax in Saint-Cloud: 7.5%
• No. of Independent Businesses: 180 (excluding chains and corporates)
• Number of Local Branch Banks: 3

Maybe you’re a go-getter in finance, tech, or healthcare. Or you’d rather open a mom-and-pop shop. Either way, it’s worth checking if the local industries align with your skill set—or if you’re game to try something new.

Perk #4: Transportation & Commuting in Saint-Cloud

• Monthly Transportation Costs: $121 on average per person
• Freeway Access: I-94 runs through Saint Cloud linking areas to the south
• Commute Time: 27 minutes (public & private)
• Main Evening Traffic Area: traffic jams on Division Street
• Transportation Score: 38 out of 100 described as Some Transit
• No. of Vehicles Registered in Saint-Cloud: 45,000
• Cars registered per Person: 0.7
• No. of Car Washes: 3 in and around the city
• DMV Website for Saint-Cloud: dps.mn.gov/divisions/dvs
• The Bike-Friendly Score: 66 of 100
• Local Airport: St. Cloud Regional

Is a 15-minute commute your dream, or is 45 minutes stuck on the freeway a dealbreaker? If you can handle traffic or love public transit, this might be perfect. If not, brace yourself with a killer podcast lineup.

Perk #5: Saint-Cloud’s Weather & Natural Factors

• The Most Common Natural Disaster is Snowstorm
• General Weather in Saint-Cloud is best described as experiences cold winters with heavy snowfall and humid warm summers
• Winter Weather in Saint-Cloud i’d describe as very cold with snow
• Spring Weather in Saint-Cloud can be described as cool with rain likely
• Summer’s in Saint-Cloud are mostly warm and humid
• Fall ( the nicest time) in Saint-Cloud is usually cool and crisp
• How many days in a row over 90°F: 10 days in summer
• Days in a row in Saint-Cloud below Freezing: 50
• Average Annual Rainfall: 36 inches
• Summer Air Quality is usually good air quality with minimal urban impacts
• Saint-Cloud Winter Air generally good air quality with limited pollution sources

Do you live for sunny skies? Or maybe you can’t stand humidity. Some relish snowy winters; others run south at the first snowflake. And if hurricanes, tornadoes, or earthquakes are part of the package, put all that into your consideration matrix.

Perk #6: Saint-Cloud Education & Schools

• The GreatSchools.org City Rating:
• Number of Colleges and Universities in Saint-Cloud 2
• While the number of trade schools inside Saint-Clouds’s city limits are 1
• Library that I have visited and enjoyed is the Saint Cloud Public Library

If you’ve got kids—or you’re looking to further your own education—solid school ratings and local colleges can be a huge perk. If not, hey, a good library have more gems that you didn’t know existed, check it out.

Perk #7: Healthcare & Saint-Cloud Stats

• Typical EMS Response Time: 12 minutes
• Registered Full-Time Saint-Cloud only Doctors is about 110
• Local Hospitals here is  2
• Full-time Saint-Cloud only Police Officers is about 55
• Crime Rate Index: 38/100

Medical facilities could be important to you and who knows it could be related to the crime stats. Again some stats that are worth considering.

Perk #8: Utilities, Gyms & Water Quality

• Saint-Cloud’s Monthly utility bill average is $190
• Saint-Cloud’s Monthly Gym Membership: $41
• Saint-Cloud’s Water Quality Score: 72

Some of us freak out if water tastes off, others don’t mind. Gym buffs will appreciate a cheap membership; others prefer running outside for free. Check if these monthly costs fit inside your realistic lifestyle.

Perk #9: Events, Festivals & Vibe in Saint-Cloud

• Approx number of Festivals the city puts on is 1 annually
• The General Local City Vibe: similar vibe of community focus with outdoor amenities
• You might enjoy live performances at community venues
• Nightlife Scene (yes this is completely subjective), Saint-Cloud  has a quiet nightlife scene with local bars and dining options that are perfect for low-key evenings

If you love a lively social calendar—fairs, concerts, maybe the odd chili cook-off—this is your jam. If crowds make you itch, you might only show up for the funnel cakes.

Perk #10: The Food, Sports & Culture of Saint-Cloud

• The Objective Restaurant Scene Offers local diners and casual eateries with American cuisine
• The Number of Independent Restaurants are 70 scattered around Saint-Cloud
• The Popular Sports Team is Local PickleBall Champs
• Top Level Political Climate in Saint-Cloud can be described as politically mixed city with a diverse community
• Saint-Cloud’s Longer standing religious establishment is Sacred Heart Church

Whether you’re a foodie wanting fancy cuisine or a sports nut who can’t miss the local team’s home game, see if your interests line up with what the city offers.

Perk #11: Saint-Cloud Parks & Green Spaces

• Did you know Saint-Cloud has 12 Parks?
• St. Cloud State University Campus is Saint-Cloud’s Green Space Center
• The local favorite Farmers Market is Saint Cloud Farmers Market normally open Saturday 8am-12pm
• Outdoor Activities that both weekend warriors are pro’s can enjoy are Hiking, picnicking, and biking

Love fresh air? A city investing in parks and markets can be a sanity-saver. If you prefer the indoors, maybe it’s less of a draw—but I still say fresh produce is never a bad thing.

Perk #12: Saint-Cloud Neighborhoods Pace & Proximity

• The Pace of Life in Saint-Cloud can be described as community-centered urban pace with family amenities
• 3 Family-Friendly Activities anyone can enjoy in Saint-Cloud hiking nature trails visiting parks local events
• The Cities people commute to from Saint-Cloud are Wilmot 21 miles away Clear-Lake 33 miles away Elk-River 30 miles away

Neighborhood pace can range from laid-back suburbs to frantic downtown vibes. If you need a quick getaway, big neighboring cities can scratch that itch for a weekend change of scene.

8 Drawbacks about Saint-Cloud or are they?

No place is perfect. I rate these as important based on your location and type of work you do. They might not be negatives or positives for everyone.

1. Traffic/Commute Issues
   Maybe you read: traffic jams on Division Street. If you hate gridlock, look at alternative routes or brace yourself with podcasts.
2. Natural Disaster or Extreme Weather
   Saint-Cloud’s Snowstorm risk could be minimal or major. Dig more on that is your eyebrow just went up.
3. Pricey Neighborhoods
   If Saint Cloud is out of your price point, you might consider these places nearby Saint-Cloud are Wilmot 21 miles away Clear-Lake 33 miles away Elk-River 30 miles away.
4. Crime Rate Concerns
   With a 38 of 100, some neighborhoods might feel safer than others. Everyone has a different tolerance for this.
5. Harsh Climate Contrasts
   Saint-Cloud has 50 days in a row below freezing and 10 days above 90 degrees. This might be your heaven or your nightmare. Some people can’t stand snow, while others pray for it.
6. Limited Extra Funds
   After general costs of living here in Saint-Cloud people have an average (positive or negative) $5610 in positive cash flow left over in income to spend or pay off. Economics will make or break you here.
7. Homelessness or Social Challenges
   210 homeless people living in Saint-Cloud. It can be tough for the community—no easy solutions.
8. Cultural/Political Mismatch
   The general politically mixed city with a diverse community could change but probably not quickly. We all go thru cycles in our lifestyle and outlook. Think about this and your future outlook before a move to Saint-Cloud.

Retiree & Senior Life in Saint-Cloud

• Retiree Tax Benefits say seniors can might access income tax credits based on retirement income
• The most established Senior Citizen Community is The Novus
• Saint Cloud Senior Center provides community resources educational programs and social activities

If you’re in (or nearing) retirement, see if the city provides property tax breaks or comfy 55+ communities. Some places cater heavily to seniors, others less so.

Moving to Saint-Cloud, Minnesota?

If Saint-Cloud, Minnesota ir your next home or you are packing up, Let Allied Van Lines Help

As someone who’s hauled half his life across state lines more times than I can recall, let me say that Allied Van Lines simplifies the process. From big bulky couches to fragile antiques, they’ve got you covered.

A quick quote or phone call might be all you need to turn your daydream into reality. If you see me around Saint-Cloud, Minnesota, say hi—I’m the guy who once moved with nothing but a backpack and a guitar. Good luck on your new adventure!