Firstly why Palm-Coast, Florida?

I’ll start with some quick stats and an overview:

• City: Palm-Coast
• State: Florida
• Population: 95,705 people
• Palm-Coast’s quick summary would be Recognized for its stunning beaches and the nearby Canaveral National Seashore.

Some people I know rave about this place, others say it’s on the upswing or going through changes. Check out these migration details:

• How many people move-in: 4,000 annually
• While this many move-out: 3,000 annually
• Net Migration: 1000 more people in (net) annual change
• Non-Citizen Move-in: 500
• Number of Homeless people: 200

You might wonder why people choose to move here, I’d say generally because it known for its coastal lifestyle and retiree communities attracting retirees and families

Perk #1: Palm-Coast Demographic Mix & Lifestyle

• The percentage of Residents Age 30–50 is about 35%
• Percentage of Home Ownership is hovering around 74%
• Largest Local Ethnic Group is White
• The 2nd Largest Ethnic Group is mostly White
• The median income is (and growing)  $56,000
• Income Required to Live Comfortably in Palm-Coast is $59,000
• Average Extra Spending Money after paying bills yearly is approx. $3000 in positive cash flow

This and any cities local population can be a real melting pot—or sometimes it’s more homogeneous, depending on the area. Ask yourself: would you enjoy a bustling community with diverse backgrounds, or do you prefer a quieter, tight-knit vibe?

Perk #2: Housing & Palm-Coast’s Cost of Living

• Cost of Living Index: 95 (100 is the US average)
• Annual Property Tax Per House: $1,745
• Property Tax %: 1.15%
• Rent for an average 2BD Apartment: $1,150
• Rent for an average house: $1,900
• Popular and Expensive Neighborhood: Palm Coast
• Top 5 Growing Areas: Palm-Coast, Flagler-Beach, Oceanside, Bunnell, and probably could include Daytona-Beach
• Avg. Age of Homes in Palm-Coast: 15 years
• The Percentage of Realtors per 100 people here: 0.9%

If the cost-of-living index is low, you might find a place without selling your kidney. If it’s high, well, you’ll need to budget carefully. Some income earners thrive in pricey markets, others prefer less financially stressful areas.

Perk #3: Job Market & Palm-Coast’s Economy

• 3 Industries gaining traction in Palm-Coast are  Tourism, Retail, and Healthcare
• Palm-Coast Job Scene: small job market focused on services and real estate
• The General Tech Scene: limited tech activity mainly in local services and small businesses , ,
• Palm-Coast Resident’s pay $900 in City Tax alone!
• Local Sales Tax in Palm-Coast: 6.5%
• No. of Independent Businesses: 60 (excluding chains and corporates)
• Number of Local Branch Banks: 4

Maybe you’re a go-getter in finance, tech, or healthcare. Or you’d rather open a mom-and-pop shop. Either way, it’s worth checking if the local industries align with your skill set—or if you’re game to try something new.

Perk #4: Transportation & Commuting in Palm-Coast

• Monthly Transportation Costs: $100 on average per person
• Freeway Access: I-95 runs through Palm Coast providing north-south access
• Commute Time: 22 minutes (public & private)
• Main Evening Traffic Area: slowdowns on Palm Coast Parkway
• Transportation Score: 25 out of 100 described as Minimal Transit
• No. of Vehicles Registered in Palm-Coast: 35,000
• Cars registered per Person: 0.4
• No. of Car Washes: 2 in and around the city
• DMV Website for Palm-Coast: flhsmv.gov
• The Bike-Friendly Score: 59 of 100
• Local Airport: Daytona Beach International

Is a 15-minute commute your dream, or is 45 minutes stuck on the freeway a dealbreaker? If you can handle traffic or love public transit, this might be perfect. If not, brace yourself with a killer podcast lineup.

Perk #5: Palm-Coast’s Weather & Natural Factors

• The Most Common Natural Disaster is Hurricanes
• General Weather in Palm-Coast is best described as experiences mild winters with cool temperatures and hot humid summers with occasional thunderstorms
• Winter Weather in Palm-Coast i’d describe as mild with occasional rain
• Spring Weather in Palm-Coast can be described as warm with rain
• Summer’s in Palm-Coast are mostly hot and humid
• Fall ( the nicest time) in Palm-Coast is usually warm with low humidity
• How many days in a row over 90°F: 58 days in summer
• Days in a row in Palm-Coast below Freezing: 0
• Average Annual Rainfall: 52 inches
• Summer Air Quality is usually good air quality largely preserved due to less industry
• Palm-Coast Winter Air good air quality with minimal pollution concerns

Do you live for sunny skies? Or maybe you can’t stand humidity. Some relish snowy winters; others run south at the first snowflake. And if hurricanes, tornadoes, or earthquakes are part of the package, put all that into your consideration matrix.

Perk #6: Palm-Coast Education & Schools

• The GreatSchools.org City Rating:
• Number of Colleges and Universities in Palm-Coast 1
• While the number of trade schools inside Palm-Coasts’s city limits are 1
• Library that I have visited and enjoyed is the Palm Coast Library

If you’ve got kids—or you’re looking to further your own education—solid school ratings and local colleges can be a huge perk. If not, hey, a good library have more gems that you didn’t know existed, check it out.

Perk #7: Healthcare & Palm-Coast Stats

• Typical EMS Response Time: 8 minutes
• Registered Full-Time Palm-Coast only Doctors is about 25
• Local Hospitals here is  2
• Full-time Palm-Coast only Police Officers is about 80
• Crime Rate Index: 25/100

Medical facilities could be important to you and who knows it could be related to the crime stats. Again some stats that are worth considering.

Perk #8: Utilities, Gyms & Water Quality

• Palm-Coast’s Monthly utility bill average is $110
• Palm-Coast’s Monthly Gym Membership: $37
• Palm-Coast’s Water Quality Score: 73

Some of us freak out if water tastes off, others don’t mind. Gym buffs will appreciate a cheap membership; others prefer running outside for free. Check if these monthly costs fit inside your realistic lifestyle.

Perk #9: Events, Festivals & Vibe in Palm-Coast

• Approx number of Festivals the city puts on is 4 annually
• The General Local City Vibe: quiet coastal community with nature preserves
• You might enjoy live music at parks and local venues
• Nightlife Scene (yes this is completely subjective), Palm-Coast  features local restaurants and bars where residents gather for relaxed evenings and community events

If you love a lively social calendar—fairs, concerts, maybe the odd chili cook-off—this is your jam. If crowds make you itch, you might only show up for the funnel cakes.

Perk #10: The Food, Sports & Culture of Palm-Coast

• The Objective Restaurant Scene Features casual dining and family-friendly restaurants
• The Number of Independent Restaurants are 15 scattered around Palm-Coast
• The Popular Sports Team is Palm Coast High School
• Top Level Political Climate in Palm-Coast can be described as politically moderate suburb with family-oriented values
• Palm-Coast’s Longer standing religious establishment is Palm Coast Community Church

Whether you’re a foodie wanting fancy cuisine or a sports nut who can’t miss the local team’s home game, see if your interests line up with what the city offers.

Perk #11: Palm-Coast Parks & Green Spaces

• Did you know Palm-Coast has 10 Parks?
• Palm Coast Park is Palm-Coast’s Green Space Center
• The local favorite Farmers Market is Palm Coast Farmers Market normally open Saturday 8am-1pm
• Outdoor Activities that both weekend warriors are pro’s can enjoy are Beach activities, hiking, and cycling

Love fresh air? A city investing in parks and markets can be a sanity-saver. If you prefer the indoors, maybe it’s less of a draw—but I still say fresh produce is never a bad thing.

Perk #12: Palm-Coast Neighborhoods Pace & Proximity

• The Pace of Life in Palm-Coast can be described as laid-back coastal community with a focus on nature
• 3 Family-Friendly Activities anyone can enjoy in Palm-Coast hiking local trails exploring parks attending local festivals
• The Cities people commute to from Palm-Coast are Daytona-Beach 25 miles away Bunnell 11 miles away Flagler-Beach 16 miles away

Neighborhood pace can range from laid-back suburbs to frantic downtown vibes. If you need a quick getaway, big neighboring cities can scratch that itch for a weekend change of scene.

8 Drawbacks about Palm-Coast or are they?

No place is perfect. I rate these as important based on your location and type of work you do. They might not be negatives or positives for everyone.

1. Traffic/Commute Issues
   Maybe you read: slowdowns on Palm Coast Parkway. If you hate gridlock, look at alternative routes or brace yourself with podcasts.
2. Natural Disaster or Extreme Weather
   Palm-Coast’s Hurricanes risk could be minimal or major. Dig more on that is your eyebrow just went up.
3. Pricey Neighborhoods
   If Palm Coast is out of your price point, you might consider these places nearby Palm-Coast are Daytona-Beach 25 miles away Bunnell 11 miles away Flagler-Beach 16 miles away.
4. Crime Rate Concerns
   With a 25 of 100, some neighborhoods might feel safer than others. Everyone has a different tolerance for this.
5. Harsh Climate Contrasts
   Palm-Coast has 0 days in a row below freezing and 58 days above 90 degrees. This might be your heaven or your nightmare. Some people can’t stand snow, while others pray for it.
6. Limited Extra Funds
   After general costs of living here in Palm-Coast people have an average (positive or negative) $3000 in positive cash flow left over in income to spend or pay off. Economics will make or break you here.
7. Homelessness or Social Challenges
   200 homeless people living in Palm-Coast. It can be tough for the community—no easy solutions.
8. Cultural/Political Mismatch
   The general politically moderate suburb with family-oriented values could change but probably not quickly. We all go thru cycles in our lifestyle and outlook. Think about this and your future outlook before a move to Palm-Coast.

Retiree & Senior Life in Palm-Coast

• Retiree Tax Benefits say seniors can might qualify for tax relief programs focused on age-related criteria
• The most established Senior Citizen Community is Brookdale Palm Coast
• Palm Coast Senior Center features programs for seniors including arts classes and wellness activities

If you’re in (or nearing) retirement, see if the city provides property tax breaks or comfy 55+ communities. Some places cater heavily to seniors, others less so.

Moving to Palm-Coast, Florida?

If Palm-Coast, Florida ir your next home or you are packing up, Let Allied Van Lines Help

As someone who’s hauled half his life across state lines more times than I can recall, let me say that Allied Van Lines simplifies the process. From big bulky couches to fragile antiques, they’ve got you covered.

A quick quote or phone call might be all you need to turn your daydream into reality. If you see me around Palm-Coast, Florida, say hi—I’m the guy who once moved with nothing but a backpack and a guitar. Good luck on your new adventure!