Firstly why Charlotte, North-Carolina?
I’ll start with some quick stats and an overview:
- City: Charlotte
- State: North-Carolina
- Population: 897,720 people
- Charlotte’s quick summary would be The largest city in the state, famous for its major financial institutions, NASCAR Hall of Fame, and vibrant Uptown district.
Some people I know rave about this place, others say it’s on the upswing or going through changes. Check out these migration details:
- How many people move-in: 50,000 annually
- While this many move-out: 40,000 annually
- Net Migration: 10000 more people in (net) annual change
- Non-Citizen Move-in: 10,000
- Number of Homeless people: 1,500
You might wonder why people choose to move here, I’d say generally because it as a major financial hub attracts professionals and diverse populations
Perk #1: Charlotte Demographic Mix & Lifestyle
- The percentage of Residents Age 30–50 is about 35%
- Percentage of Home Ownership is hovering around 59%
- Largest Local Ethnic Group is Black
- The 2nd Largest Ethnic Group is mostly White
- The median income is (and growing) $76,000
- Income Required to Live Comfortably in Charlotte is $75,000
- Average Extra Spending Money after paying bills yearly is approx. $-1000 in negative cash flow
This and any cities local population can be a real melting pot—or sometimes it’s more homogeneous, depending on the area. Ask yourself: would you enjoy a bustling community with diverse backgrounds, or do you prefer a quieter, tight-knit vibe?
Perk #2: Housing & Charlotte’s Cost of Living
- Cost of Living Index: 110 (100 is the US average)
- Annual Property Tax Per House: $2,923
- Property Tax %: 0.94%
- Rent for an average 2BD Apartment: $1,800
- Rent for an average house: $2,300
- Popular and Expensive Neighborhood: Ballantyne
- Top 5 Growing Areas: Charlotte, Huntersville, Davidson, Concord, and probably could include Matthews
- Avg. Age of Homes in Charlotte: 32 years
- The Percentage of Realtors per 100 people here: 4%
If the cost-of-living index is low, you might find a place without selling your kidney. If it’s high, well, you’ll need to budget carefully. Some income earners thrive in pricey markets, others prefer less financially stressful areas.
Perk #3: Job Market & Charlotte’s Economy
- 3 Industries gaining traction in Charlotte are Finance, Healthcare, and Manufacturing
- Charlotte Job Scene: strong job market in finance and tech industries
- The General Tech Scene: rapidly growing tech scene focused on fintech, health tech, and logistics
- Charlotte Resident’s pay $2,200 in City Tax alone!
- Local Sales Tax in Charlotte: 7%
- No. of Independent Businesses: 400 (excluding chains and corporates)
- Number of Local Branch Banks: 36
Maybe you’re a go-getter in finance, tech, or healthcare. Or you’d rather open a mom-and-pop shop. Either way, it’s worth checking if the local industries align with your skill set—or if you’re game to try something new.
Perk #4: Transportation & Commuting in Charlotte
- Monthly Transportation Costs: $120 on average per person
- Freeway Access: I-77 and I-485 serve as major routes in Charlotte
- Commute Time: 30 minutes (public & private)
- Main Evening Traffic Area: evening congestion on I-77
- Transportation Score: 51 out of 100 described as Good Transit
- No. of Vehicles Registered in Charlotte: 500,000
- Cars registered per Person: 0.6
- No. of Car Washes: 18 in and around the city
- DMV Website for Charlotte: ncdot.gov/dmv
- The Bike-Friendly Score: 74 of 100
- Local Airport: Charlotte Douglas International
Is a 15-minute commute your dream, or is 45 minutes stuck on the freeway a dealbreaker? If you can handle traffic or love public transit, this might be perfect. If not, brace yourself with a killer podcast lineup.
Perk #5: Charlotte’s Weather & Natural Factors
- The Most Common Natural Disaster is Tornadoes
- General Weather in Charlotte is best described as experiences hot summers and mild winters with consistent annual rainfall
- Winter Weather in Charlotte i’d describe as mild and wet
- Spring Weather in Charlotte can be described as mild with rain possible
- Summer’s in Charlotte are mostly hot and humid
- Fall ( the nicest time) in Charlotte is usually mild with sunny intervals
- How many days in a row over 90°F: 29 days in summer
- Days in a row in Charlotte below Freezing: 6
- Average Annual Rainfall: 43 inches
- Summer Air Quality is usually moderate air quality influenced by city traffic
- Charlotte Winter Air mixed air quality often affected by traffic and pollution
Do you live for sunny skies? Or maybe you can’t stand humidity. Some relish snowy winters; others run south at the first snowflake. And if hurricanes, tornadoes, or earthquakes are part of the package, put all that into your consideration matrix.
Perk #6: Charlotte Education & Schools
- The GreatSchools.org City Rating:
- Number of Colleges and Universities in Charlotte 25
- While the number of trade schools inside Charlottes’s city limits are 9
- Library that I have visited and enjoyed is the Charlotte Mecklenburg Library
If you’ve got kids—or you’re looking to further your own education—solid school ratings and local colleges can be a huge perk. If not, hey, a good library have more gems that you didn’t know existed, check it out.
Perk #7: Healthcare & Charlotte Stats
- Typical EMS Response Time: 9 minutes
- Registered Full-Time Charlotte only Doctors is about 400
- Local Hospitals here is 20
- Full-time Charlotte only Police Officers is about 1,200
- Crime Rate Index: 60/100
Medical facilities could be important to you and who knows it could be related to the crime stats. Again some stats that are worth considering.
Perk #8: Utilities, Gyms & Water Quality
- Charlotte’s Monthly utility bill average is $120
- Charlotte’s Monthly Gym Membership: $50
- Charlotte’s Water Quality Score: 75
Some of us freak out if water tastes off, others don’t mind. Gym buffs will appreciate a cheap membership; others prefer running outside for free. Check if these monthly costs fit inside your realistic lifestyle.
Perk #9: Events, Festivals & Vibe in Charlotte
- Approx number of Festivals the city puts on is 20 annually
- The General Local City Vibe: largest city in the state known for its banking and sports
- You might enjoy shows at the Spectrum Center
- Nightlife Scene (yes this is completely subjective), Charlotte offers a dynamic nightlife scene with a mix of clubs bars and diverse dining options in a bustling city
If you love a lively social calendar—fairs, concerts, maybe the odd chili cook-off—this is your jam. If crowds make you itch, you might only show up for the funnel cakes.
Perk #10: The Food, Sports & Culture of Charlotte
- The Objective Restaurant Scene Includes a rich culinary landscape with many dining options
- The Number of Independent Restaurants are 200 scattered around Charlotte
- The Popular Sports Team is Charlotte Hornets
- Top Level Political Climate in Charlotte can be described as diverse urban center with a mix of conservative and progressive politics
- Charlotte’s Longer standing religious establishment is Elevation Church
Whether you’re a foodie wanting fancy cuisine or a sports nut who can’t miss the local team’s home game, see if your interests line up with what the city offers.
Perk #11: Charlotte Parks & Green Spaces
- Did you know Charlotte has 70 Parks?
- Charlotte McCully Park is Charlotte’s Green Space Center
- The local favorite Farmers Market is Charlotte Regional Farmers Market normally open Saturday 8am-1pm
- Outdoor Activities that both weekend warriors are pro’s can enjoy are Hiking, picnicking, and cycling
Love fresh air? A city investing in parks and markets can be a sanity-saver. If you prefer the indoors, maybe it’s less of a draw—but I still say fresh produce is never a bad thing.
Perk #12: Charlotte Neighborhoods Pace & Proximity
- The Pace of Life in Charlotte can be described as rapidly growing urban city with a strong business presence
- 3 Family-Friendly Activities anyone can enjoy in Charlotte community gardens visits to parks picnics at local lakes
- The Cities people commute to from Charlotte are Concord 20 miles away Gastonia 27 miles away Huntersville 18 miles away
Neighborhood pace can range from laid-back suburbs to frantic downtown vibes. If you need a quick getaway, big neighboring cities can scratch that itch for a weekend change of scene.
8 Drawbacks about Charlotte or are they?
No place is perfect. I rate these as important based on your location and type of work you do. They might not be negatives or positives for everyone.
- Traffic/Commute Issues
Maybe you read: evening congestion on I-77. If you hate gridlock, look at alternative routes or brace yourself with podcasts. - Natural Disaster or Extreme Weather
Charlotte’s Tornadoes risk could be minimal or major. Dig more on that is your eyebrow just went up. - Pricey Neighborhoods
If Ballantyne is out of your price point, you might consider these places nearby Charlotte are Concord 20 miles away Gastonia 27 miles away Huntersville 18 miles away. - Crime Rate Concerns
With a 60 of 100, some neighborhoods might feel safer than others. Everyone has a different tolerance for this. - Harsh Climate Contrasts
Charlotte has 6 days in a row below freezing and 29 days above 90 degrees. This might be your heaven or your nightmare. Some people can’t stand snow, while others pray for it. - Limited Extra Funds
After general costs of living here in Charlotte people have an average (positive or negative) $-1000 in negative cash flow left over in income to spend or pay off. Economics will make or break you here. - Homelessness or Social Challenges
1,500 homeless people living in Charlotte. It can be tough for the community—no easy solutions. - Cultural/Political Mismatch
The general diverse urban center with a mix of conservative and progressive politics could change but probably not quickly. We all go thru cycles in our lifestyle and outlook. Think about this and your future outlook before a move to Charlotte.
Retiree & Senior Life in Charlotte
- Retiree Tax Benefits say seniors can might access local tax exemptions enhancing overall affordability
- The most established Senior Citizen Community is Brookdale Charlotte East
- Charlotte Senior Center features fitness classes social events and health resources for the elderly
If you’re in (or nearing) retirement, see if the city provides property tax breaks or comfy 55+ communities. Some places cater heavily to seniors, others less so.
Moving to Charlotte, North-Carolina?
If Charlotte, North-Carolina ir your next home or you are packing up, Let Allied Van Lines Help
As someone who’s hauled half his life across state lines more times than I can recall, let me say that Allied Van Lines simplifies the process. From big bulky couches to fragile antiques, they’ve got you covered.
A quick quote or phone call might be all you need to turn your daydream into reality. If you see me around Charlotte, North-Carolina, say hi—I’m the guy who once moved with nothing but a backpack and a guitar. Good luck on your new adventure!